Being terminated is disorienting. In the moment, it’s tough to think clearly, let alone know what to ask. Asking the right questions can empower you, protect your rights, and give you the clarity you need to move forward.

The 10 Questions to Ask HR

  1. “Can I have the specific reason for my termination in writing?”
    Why it’s important: While “at-will” employment is standard, getting the reason in writing is crucial for your records and for unemployment claims.
  2. “When and how will I receive my final paycheck?”
    Why it’s important: New York Labor Law dictates when terminal wages must be paid. Getting a clear timeline helps you manage your immediate finances.
  3. “Does my final paycheck include payment for any unused, accrued vacation time?”
    Why it’s important: If your employer’s written policy is to pay out accrued vacation, they are required to honor it.
  4. “If I am being offered severance, may I have time to review the agreement with an attorney?”
    Why it’s important: Never sign a severance agreement on the spot. Federal law gives employees age 40 or older at least 21 days to consider the offer.
  5. “When will my health insurance coverage end, and when will I receive my COBRA paperwork?”
    Why it’s important: Knowing your benefits end-date is critical. You should receive COBRA election paperwork within 14 days of HR being notified.
  6. “What is the process for collecting my personal belongings from the office?”
    Why it’s important: Your employer must provide a reasonable opportunity to retrieve your property. Asking for a clear process avoids confusion.
  7. “Who is the plan administrator for my 401(k), and how can I contact them?”
    Why it’s important: You’ll need this information to understand your options for your retirement savings, such as rolling them over into an IRA.
  8. “What information will the company provide to prospective employers who call for a reference?”
    Why it’s important: Many companies only confirm title and dates of employment. Knowing their policy helps you prepare for interviews.
  9. “When will I receive my official termination notice?”
    Why it’s important: New York employers must provide a written notice that includes your official separation date.
  10. “Who is my designated HR contact if I have further questions?”
    Why it’s important: Having a single point of contact makes resolving future administrative issues much smoother.